Manage and use Viber Pay's virtual card

To receive your Viber virtual card, you need to complete all steps to sign up on Viber Pay. You’ll need to answer a few questions and provide an ID and a selfie.

Viber Pay virtual cards are free to create and can be used instantly for online shopping.

No. Currently, we only allow one virtual card per wallet. However, if you permanently delete your Viber card, you can easily create a new one at no additional cost.

• Go to the Pay tab in your Viber app and tap My card button on the balance banner
• Tap Card details and authenticate yourself using your Viber app PIN or biometrics

• Freeze / unfreeze your card: You can freeze your card to prevent unauthorized use and unfreeze your card when you're ready to use it again
• Terminate or delete your card: You can permanently delete your virtual card

You cannot reactivate a permanently deleted card. You can only unfreeze a frozen / inactive card.

No, freezing your card only impacts your virtual card and does not impact your Viber Pay wallet activity. All future payments associated with your virtual card will be declined if you freeze your card.

No, deleting your card only impacts your virtual card and does not impact your Viber Pay wallet account. All future payments set up on your virtual card will fail if you permanently delete your card.

Viber Pay virtual card doesn’t have a card PIN at present. We are working on building more features for you. We’ll let you know about the latest updates.

You can make online and in-app purchases using your virtual card. You can view your virtual card details such as the card number, expiry date (MM/YY), and CVV number in Viber app, post authentication using your Viber Pay App PIN or biometrics

You can also set up recurring payments using your virtual card, automate charges, and never miss a payment.

• It allows you to transact anywhere Visa is accepted
• It allows you to monitor your spending online
• It is quick and easy to create and manage
• It is easy to freeze / unfreeze / permanently delete your card if you suspect any fraudulent activity on your card

Yes, by topping up in the Add Money section on the app.

You can use your virtual card in any country where Visa is supported. Please note that transacting in foreign currencies other than wallet currency might incur additional charges. You can check the fees for your card by going to the Fees section in the app.

Yes, you can spend in any currency supported by Visa. However, please be aware that FX exchange fees or markup might be charged if you purchase in any foreign currency other than your wallet currency.

You can check the fees for your plan by tapping the Fees button under the Profile section of Viber Pay.

Yes, your virtual card shares the same spending limit as your Viber wallet usage limit.

Your virtual card payment can be declined due to many reasons, including (but not limited to):

• Insufficient funds in your account
• You've exceeded your spending limit
• The merchant doesn't accept debit cards
• The card has been frozen or cancelled
• Incorrect card details entered, such as incorrect CVV or expiry date
• The transaction may have been flagged as potentially fraudulent

Not all declined payments may be visible in the app for the following reasons:

• Restrictions by the merchant
• Technical issues on the merchant side
• Since we might not have visibility of the declined payment on our side, please contact Support so that we can reach out to the merchant and resolve the issue as soon as possible

To report a card payment that has already happened as fraudulent or to dispute it, you can take the following steps:

• Tap the transaction in the transaction list
• Contact support via the Contact Support button and submit a form detailing your concern about the payment. Our support team will reach out to you as soon as possible regarding your concern / claim

Additionally, you can also decline a payment before it happens by pressing Reject on the app when a 2FA (two-factor authentication) is being prompted on the app. This will ensure that the transaction is declined, and your funds are secure.

Unfortunately, at this point there is no way to check the status of your dispute via our Viber app. Once you raise a dispute, we will investigate the issue and reach out to you if any further clarification is required and / or we have reached a result on the investigation

No. If the merchant asks for a card number, you can let them know the card is no longer active and share an active Viber card number instead, or your Viber account IBAN for a bank transfer of the refund.

Your virtual card can be added to Google Wallet, enabling its use for secure, contactless payments in physical retail environments and public transit systems using Near Field Communication (NFC) technology on compatible devices. This extends the utility of your virtual card beyond online transactions.

When your virtual card is integrated with Google Wallet, you can:

• Conduct contactless payments: Make purchases at any point-of-sale terminal that accepts contactless payments. This is typically indicated by the Google Pay or contactless symbol
• Pay for public transportation: Utilize your device to pay for fares on supported public transit networks

Integrating your virtual card with Google Wallet offers several key benefits:

• Convenience: Payments can be executed rapidly and efficiently using your mobile device
• Security: Your actual card number is never transmitted to merchants. Instead, transactions utilize a unique, encrypted digital account number (token), significantly enhancing data protection
• Widespread acceptance: The use of your virtual card is extended to a vast network of physical merchants and transit providers that accept Visa and Google Pay

To add your virtual card to Google Wallet, please follow these instructions:

1. Download and install the Google wallet application on your phone
2. Open Viber on your phone
3. Tap on the Viber Pay tab
4. Tap on My Card to view your virtual card information
5. Select Add to Google Wallet
6. Follow the subsequent prompts within Google Wallet to confirm your card details. A one-time verification code may be sent to your registered contact method to authenticate the process

An internet connection is necessary for the initial setup and addition of your card to Google Wallet. However, for most in-store contactless payments, an active internet connection is typically not required at the moment of transaction, as your device stores temporary payment tokens.

Google Wallet payments are compatible with most Android smartphones and smartwatches running Android 9.0 or higher that are equipped with Near Field Communication (NFC) capabilities.

In the event of a lost or stolen device, immediately contact Viber support. Also, if you have the option available, you can use Google’s ‘Find My Device’ to lock your device.

Yes. The integration with Google Wallet expands the usage options for your virtual card. You can continue to use it for online purchases by manually entering the card details as you did previously.

For additional inquiries or support regarding the integration of your virtual card with Google Wallet, please contact our Customer Support team via the support form provided in the Viber app.